Establishing reasonable and attainable savings objectives is a useful strategy. It can be more fun and less intimidating to break down bigger goals into smaller, more maapk comnageable milestones rather than aiming for an impossible goal that could cause frustration. If saving for a dream vacation is your ultimate goal, for example, think about allocating smaller slots for each component of the trip, such as lodging, flights, & activities, so you can recognize & appreciate each accomplishment as it happens.