No 3. Beware of Payment Scams: Avoid downloading apps that demand upfront payments in order to begin earning or that guarantee large profits with little rummyrummywork. Since genuine money-making apps usually don't require any upfront investment and give realistic earning opportunities based on the work you put in, these are common indicators of potential scams. 4. Whenever something seems suspicious or too good to be true, follow your gut and proceed with caution.