The top card is set face-up next to the remaining cards to begin the discard pile, and the remaining cards form a face-down draw pile. After drawing a card from either pile, each playludo money.comer discards one card from their hand. This process carries on until a player exhausts the draw pile & can no longer make any moves, or until they form sets and sequences with all of their cards and go out. Rummy Golds calls for memory, skill, and strategy. Gamers have to pay close attention to the cards their opponents have discarded and the cards they have drawn.