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Not all financial goals are equally important; some can wait, while others might be urgent. For instance, saving money for a luxury item should normally come after paying off high-irummy gold indian appnterest debt. People can more efficiently use their resources if they group goals according to their importance and urgency. This process of setting priorities gives one's financial journey direction & purpose in addition to aiding in money management. Income & expenses over a given time period are shown in a budget, which functions as a financial blueprint.

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